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Teaching Kids the Difference Between Investing and Gambling

Teens need to understand investing isn't gambling. Teach the difference before they make costly mistakes.

The Power of Dollar Cost Averaging: Why Consistency Wins in the Long Run

Dollar cost averaging removes emotion from investing. Consistent contributions build wealth regardless of market swings.

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Millennial Parents Are Breaking Old Parenting Norms - and It's a Good Thing

Millennial parents are rewriting the parenting playbook. New approaches include smarter financial planning.

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Overwhelmed by Finances? Start Small with UNest

Financial planning doesn't have to be overwhelming. Start small with UNest and build your child's future one step at a time.

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Why Young Moms Need to Start Investing Now

Young moms have time on their side. Discover why starting to invest now can transform your family's financial future.

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Success Stories Begin with Early Saving - Let UNest Be a Part of Your Success Story

Every success story starts with early financial planning. Let UNest help you write your family's path to financial freedom.

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Stretching Dollars, Growing Dreams

Even modest savings can lead to big opportunities over time. UNest makes it easy to invest starting with just a few dollars.

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Stories Teach—and They Build Legacies

Research shows storytelling is powerful for teaching kids about money. Start building your family's financial legacy today.

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What Juneteenth Teaches Us About Building Generational Wealth

Juneteenth celebrates freedom and opportunity. Honor this legacy by building generational wealth for your family.

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Creativity Keeps Us Sharp—And So Does Financial Planning

Creativity and financial planning both keep us sharp. Nurture both to build a secure and fulfilling future.

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Financial Literacy Must Include Equality—UNest Can Help

Financial literacy should be accessible to all families. UNest helps level the playing field with simple tools for building wealth.

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Sleep Matters - So Does Financial Peace of Mind

Good sleep and financial peace go hand in hand. Reduce money stress to improve both your wealth and well-being.

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Raising Financially Responsible Kids in a Digital World

Digital natives need financial guidance too. Help your kids develop money skills in an increasingly online world.

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Don't just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.

Jill Schlesinger

Emmy winning Business Analyst

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Straightforward “starter” investing account for kids

JILL SCHLESINGER

Emmy winning Business Analyst

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.

Jim Cramer

CNBC Host

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Give children money that can accumulate over time

Jim Cramer

CNBC Host

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