Overwhelmed by Finances? Start Small with UNest

Feeling overwhelmed by financial stress is incredibly common, especially for families balancing multiple priorities. Yahoo Finance recently offered five key strategies for overcoming this sense of anxiety—and they all boil down to one simple principle: start small.

At UNest, we understand how big money problems can feel when you're thinking about college tuition, rising living costs, or even everyday expenses. That’s why we’ve created a solution that makes planning for your child's future as easy and stress-free as possible. You don’t need thousands of dollars or a finance degree. All you need is a goal—and a few dollars to start.

With UNest, you can open a tax-advantaged investment account for your child in minutes. From there, our app helps automate your savings, track growth, and even allows family and friends to contribute. It’s an easy way to add structure and clarity to your financial life, without the guesswork.

The most powerful way to beat financial overwhelm is by taking action. And the smaller and more consistent that action is, the more it compounds over time. That’s why UNest is designed to grow with your family—starting wherever you are today, and helping you move forward with confidence.

By simplifying your financial choices and giving you clear steps toward your goal, UNest transforms anxiety into action. Because no matter how big the mountain looks, the climb starts with a single step.

👉 Reclaim financial peace of mind with UNest.

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Don't just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.

Jill Schlesinger

Emmy winning Business Analyst

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Straightforward “starter” investing account for kids

JILL SCHLESINGER

Emmy winning Business Analyst

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.

Jim Cramer

CNBC Host

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Give children money that can accumulate over time

Jim Cramer

CNBC Host

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