Legal Documents

Privacy Policy. Describes the use and protection of your personal information.
Terms and Conditions. General agreement you accept when you use the UNest website and mobile apps.
Investment Advisory Agreement. Agreement you accept when you create an investment account with UNest.
Form CRS. SEC-required Customer Relationship Summary with disclosures about UNest's business, services, and advisory practices.
SEC Rule 606 Disclosure. Quarterly report that detail how UNest routes orders for execution.
Form ADV Part 1. SEC-required filing with detailed information about UNest.
Form ADV Part 2 (Wrap Fee Brochure). SEC-required brochure that details UNest's services and fees.
Apex Account Agreement. Apex helps to power the UNest service. When you create an investment account with UNest, you also agree to the Apex Account Agreement.
Important Disclosures. Information you should know about the investment-related information on the UNest website and in the UNest apps.

© 2018-2026 UNest Holdings, Inc. All rights reserved.

This website is operated by UNest Holdings, Inc. Investment advisory services are offered through UNest Advisers, LLC, an SEC-registered investment adviser. Brokerage services are provided to clients of UNest Advisers by UNest Securities, LLC, an SEC-registered broker-dealer and member of FINRA and SIPC.
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Client accounts are protected by the Securities Investor Protection Corporation (SIPC) for up to $500,000, which includes a $250,000 limit for cash. SIPC protection does not cover market losses. For details, please visit www.sipc.org.
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UNest does not provide investment advice on bank products or any investments that are guaranteed or insured by the FDIC or any other government agency. Investing involves risk, and investments may lose value. Please consider your investment objectives, risk tolerance, and UNest pricing before investing. Past performance does not guarantee or indicate future results.
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Any investment projections, performance charts, or illustrative outcomes shown are hypothetical, for informational purposes only, and do not reflect actual investment results. They are not guarantees of future performance.
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UNest does not provide tax advice. Please consult a qualified tax professional for such information. More information about UNest Advisers’ services is available in its ADV brochure and Customer Relationship Summary.
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Testimonials, statements, and opinions presented on this website may be provided by current or former clients, as well as by individuals who are not clients of the Firm. Some individuals may be compensated in cash and/or equity for their statements, which creates a financial incentive and potential conflict of interest that may influence the content of the testimonial or endorsement. Testimonials and endorsements are not indicative of future performance and may not be representative of the experience of all clients.