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Teaching Kids the Difference Between Investing and Gambling

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The Power of Dollar Cost Averaging: Why Consistency Wins in the Long Run

Dollar cost averaging removes emotion from investing. Consistent contributions build wealth regardless of market swings.
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Millennial Parents Are Breaking Old Parenting Norms - and It's a Good Thing

Millennial parents are rewriting the parenting playbook. New approaches include smarter financial planning.
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Behind on Taxes? Here’s How to Reclaim Financial Control

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Free Courses to Boost Your Resume and Financial Future

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10 Money Rules to Thrive in a Contracting Economy

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The Resurgence of Skilled Trades: Saving Early for Every Dream

Skilled trades are making a comeback. Start saving early to support your child's dreams, whatever path they choose.
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The Growing Importance of Financial Literacy in 2025

Financial literacy is more important than ever in 2025. Understand why these skills are essential for families today.
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Set Financial Goals That Stick

Financial goals need staying power. Create objectives that stick with these proven goal-setting strategies.
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From Classrooms to Living Rooms: Make Financial Literacy a Family Legacy

Make financial literacy a family tradition. Learn how to pass money wisdom from generation to generation.
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Make Memorial Day Shopping Work for You with UNest Rewards!

Memorial Day sales plus UNest Rewards equal smart savings. Learn how to make holiday shopping work for your child's future.
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Smart Saving in an Inflationary Economy

Inflation challenges saving strategies. Discover smart approaches to grow your money even when prices are rising.
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Smart Tax Strategies for Growing Families

Growing families need smart tax strategies. Maximize your savings with these family-focused tax planning tips.
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Don't just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.

Jill Schlesinger

Emmy winning Business Analyst

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Straightforward “starter” investing account for kids

JILL SCHLESINGER

Emmy winning Business Analyst

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.

Jim Cramer

CNBC Host

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Give children money that can accumulate over time

Jim Cramer

CNBC Host

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