Smart Saving in an Inflationary Economy
📉 Inflation continues to top the list of financial concerns for American families.
While it may no longer dominate the headlines, its impact on grocery bills, rent, and tuition is deeply felt.
Gallup’s reportreveals fewer people cite it as their top issue—but that doesn’t mean the problem has gone away.At UNest,we help families address inflation the smart way: through long-term, consistent investing inUTMA accounts.
By investing instead of letting money sit in low-yield accounts,
families can outpace inflation over time. Our app gives parents access to diversified portfolios
that focus on steady growth—not just short-term gains.
Every dollar invested today helps preserve purchasing power tomorrow.
And every month of consistency builds the habits that protect your child’s financial future.
Ready to take the next step?
Download the UNest App today!
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBCÂ Host
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