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Teaching Kids the Difference Between Investing and Gambling

Teens need to understand investing isn't gambling. Teach the difference before they make costly mistakes.

The Power of Dollar Cost Averaging: Why Consistency Wins in the Long Run

Dollar cost averaging removes emotion from investing. Consistent contributions build wealth regardless of market swings.

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Millennial Parents Are Breaking Old Parenting Norms - and It's a Good Thing

Millennial parents are rewriting the parenting playbook. New approaches include smarter financial planning.

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Saving Solutions for Parents: 529 Plan vs UTMA vs Coverdell

UTMA accounts offer more flexibility than 529s for non-education expenses. Compare all three options to find your family's best fit.

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What is Compound Interest?

Compound interest earns interest on your interest. The Rule of 72 shows how long it takes your money to double at any rate.

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Contributing More to Your Employer’s Retirement Plan

Don't miss free employer matching contributions. Tax-deferred growth and compound interest make early contributions incredibly powerful.

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How to Build an Emergency Fund

Start with $1,000 if you have debt, then build to 3-6 months of expenses. An emergency fund prevents financial disasters.

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Family Finances During the Pandemic: Americans Are Prioritizing Saving More for their Kids

Despite COVID challenges, 44% of parents prioritize saving for kids over retirement. Family finances are shifting toward children's futures.

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How to Track Your Spending (and Why It Is Important)

Know exactly where your money goes each month. Tracking expenses reveals hidden spending patterns and helps eliminate debt.

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Gifting for Families this Holiday Season

Holiday shopping on a budget? Use wish lists, price comparisons, and pay schedules to give thoughtful gifts without overspending.

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How to Explain Voting and the Election to Kids

Turn election curiosity into a learning opportunity. Stage a household election with ballots, voter cards, and fun activities.

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Fun Things to Do with Kids this Thanksgiving

Make Thanksgiving memorable with hikes, cooking together, and kid-designed decor. Create traditions your family will cherish forever.

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My Journey to Opening a UNest Account

One dad shares why he chose UNest for flexibility and tax advantages. See how custodial accounts can fit various family goals.

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Don't just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.

Jill Schlesinger

Emmy winning Business Analyst

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Straightforward “starter” investing account for kids

JILL SCHLESINGER

Emmy winning Business Analyst

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.

Jim Cramer

CNBC Host

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Give children money that can accumulate over time

Jim Cramer

CNBC Host

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