The Future of Learning Is Already Here: What Parents Should Know
As schools continue to evolve, parents are increasingly asking: what does the future of education really look like for our kids? A recent article by PA Education outlines five important trends shaping the future of learning - from flexible instruction models to the growing presence of technology in classrooms.
These shifts are happening now, not decades from now. And they have real implications for how we prepare our children both academically and financially.
Why These Trends Matter for Families
Hybrid and remote learning are no longer temporary solutions. Personalized learning and digital platforms are becoming the norm, requiring students to be more self-directed and tech-savvy. At the same time, project-based learning and workforce alignment are putting more emphasis on skills that translate directly into jobs - not just standardized tests.
For parents, this means the path after high school is more varied than ever. Some children may pursue traditional college, while others will lean into trade schools, apprenticeships, or entrepreneurial ventures. The education system is adjusting to reflect these multiple futures - and your financial planning should, too.
How UNest Can Help You Stay Flexible
A UNest UTMA custodial account is designed to grow with your child’s evolving goals. Unlike 529 plans, which are limited to education-related expenses, UTMAs offer flexibility. The funds can be used for a laptop, a coding bootcamp, tools for a trade, or even to seed a small business - anything that benefits your child.
When the future of education is diverse and decentralized, your financial planning should follow suit. Saving early, consistently, and with flexibility gives your child more options — no matter how the education landscape changes.
Wrap-Up
Education is shifting fast. Supporting your child’s success starts with understanding these trends and setting up a financial foundation that doesn’t box them in. A UTMA account through UNest can help your family prepare for whatever educational path your child chooses.
Start today and invest in your child’s future - one that’s ready for change.
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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