Teen Investing Starts with Parents
Teen investing is on the rise—and that’s good news. According to Yahoo Finance, more teens are becoming curious about how money works and how to grow it. But the truth is, smart financial habits don’t have to wait until the teenage years.
At UNest, we help families build a strong financial foundation before the first dollar is even earned. Because when it comes to teaching investing, parents are the first (and most important) role models.
Why Early Investing Education Matters:
- Kids emulate what they seeChildren observe how their parents talk about, use, and think about money. When you invest for your child through UNest, you’re not just setting money aside—you’re showing them what smart financial planning looks like.
- Teen investing is more powerful with a head startBy the time your child is old enough to start making their own investment decisions, they’ll already understand key concepts like compound interest, long-term growth, and diversification. That’s because they’ve grown up with a UNest account.
- Confidence comes from experienceMany teens lack confidence in money matters. But when they’ve seen their parents set goals, contribute regularly, and talk openly about savings, they’re more likely to take control of their financial future.
- Financial literacy isn’t one-size-fits-allWhether your teen wants to invest in a portfolio, start a business, or plan for college, UNest offers flexible investment options that align with their evolving goals—and your family’s values.
Yahoo’s article is a timely reminder that we should empower the next generation with more than just advice. They need tools, trust, and a real sense of ownership in their financial journey.
UNest Makes It Easy:
- Simple interface for parents and teens to monitor savings and growth
- UNest Rewards turn everyday purchases into investment contributions
- Financial tips and content to ensure you’re learning as you invest
By the time your child is ready to open their first brokerage account, they’ll already understand the power of investing—because they’ve lived it.📲 Give your teen a head start—invest in their future with UNest today!
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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