Protecting Your Child's Education Amid Budget Cuts
Empowering Families Through Education Planning
With federal education funding under pressure, many parents are asking a critical question: What can we do to protect our children’s futures?
Senator Elizabeth Warren has launched an inquiry into how staffing cuts at the U.S. Department of Education could impact access and affordability for families. But regardless of federal policy shifts, one thing remains in your control: how you prepare financially.
At UNest, we offer flexible, tax-advantaged investment accounts designed to help families build a safety net—no matter what happens in Washington. From education expenses to life milestones, these accounts put parents in charge of their children's futures.
✨ Secure your child’s tomorrow. Start building financial confidence today.
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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