Planning Ahead for Big Dreams—One Step at a Time
According to Business Insider, starting early is one of the most powerful tools parents have when building wealth for their children’s future. The sooner you begin investing, the more time compound growth has to do its work—turning small contributions into significant opportunities.
At UNest, our entire mission is built around this idea: empowering families to start investing today, even if it’s just a little. It’s never too early—and it’s never too small—to begin planning for a child’s dreams.
Here’s how UNest helps turn today’s actions into tomorrow’s rewards:
- Compound interest is your secret weaponThe earlier you begin saving, the more time your investments have to grow. A $25/month contribution today could be worth far more by the time your child turns 18—thanks to compound interest working quietly in the background.
- UNest makes investing simpleWe’ve removed the traditional barriers that make investing feel complex. With UNest, you don’t need to be an expert. Just open an account, choose your contribution level, and let our platform do the rest.
- Every bit helps—even the unexpected onesThrough UNest Rewards, you can earn money for your child’s account by shopping with popular brands. You’re already spending—why not let some of those dollars go toward your child’s future?
- Flexibility for any dreamUNest accounts aren’t just for college. They’re built on UTMA accounts, which can be used for anything that supports your child’s future—trade school, starting a business, a down payment, or travel.
Business Insider reminds us that waiting for the “right time” can mean missing out on key growth years. Even if your budget is tight, small, steady steps forward can create a huge difference over the long term.
Don’t wait for tomorrow to start building. Your child’s future begins today—with one simple step. 📲 Open your UNest account and start building for your child’s dreams.
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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