Lessons from Dad—Investing in the Future Starts at Home
Fatherly wisdom often comes in small, powerful lessons. According to Bankrate, dads play a pivotal role in shaping how their kids think about and manage money. From everyday savings strategies to long-term investing values, the financial habits passed down from fathers can last a lifetime.
At UNest, we celebrate the role of dads in financial literacy and planning. Whether they’re teaching their children how to save allowance money or modeling long-term investment habits, fathers are often the first financial mentors a child has.
Here’s how UNest helps dads pass on the gift of financial confidence:
- Make money conversations normal
Whether it’s talking about bills, budgets, or goals, dads who openly discuss finances raise kids who are more prepared to manage their own money. UNest provides a clear visual of financial progress, making these conversations more accessible and engaging. - Give your child ownership
Let them set a savings goal—whether it’s for a bike, a trip, or future education—and track progress with UNest. This hands-on approach teaches accountability, patience, and planning. - Celebrate milestones together
Every contribution, big or small, is a chance to show your child how consistent habits grow into meaningful results. UNest’s tracking tools help highlight these milestones, creating opportunities for reflection and encouragement. - Demonstrate how to grow wealth
Whether saving for college, launching a business, or building generational wealth, dads can use UNest to demonstrate how investing works in real time. Show them how compound interest builds over time—and let them see your commitment.
Bankrate’s article reminds us that some of the most lasting financial advice comes from dad: “Work hard, save smart, plan ahead.” At UNest, we believe those lessons deserve the right tools to thrive.
By investing in your child’s future today, you’re showing them what it means to be financially prepared tomorrow. That’s a legacy worth building.
📲 Honor the lessons your dad taught you—and pass them on. Open a UNest account today.
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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