Independence Isn’t Just for the 4th—It’s for Your Family’s Financial Future
Every July 4th, we celebrate independence. But beyond fireworks and festivities lies a deeper goal—financial independence—for ourselves and our children.
As MarketWatch recently explored, financial independence doesn’t require a huge salary or inheritance. It starts with a mindset and a plan. And at UNest, we make that plan easier to follow.
You don’t need to be wealthy to start investing in your child’s future. You just need a tool built for real families with real budgets. That’s what UNest delivers:
Why UNest Works for Financial Independence:
- Invest early, even with small amounts: Starting with as little as $25/month can lead to significant long-term growth.
- Earn passive contributions: UNest Rewards lets you earn money simply by shopping with brands you already use.
- No investment experience required: Our app does the heavy lifting while you focus on your goals.
Independence is about having options. Whether it’s choosing the right school, pursuing a dream, or avoiding student debt—UNest helps put that power in your child’s hands.
When you start early and stay consistent, you model financial independence for your kids—and equip them to carry it forward.
Let’s make this July more than a holiday. Let’s turn it into a new beginning. 📲 Start your journey toward family financial independence.
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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