Gen Z Is Planning for Kids Earlier Than You Think
Gen Z is reshaping the parenting playbook—starting families earlier and planning ahead financially. CNBC reports this generation is more financially aware, goal-oriented, and tech-savvy than ever before.
UNest was made for this moment. Our app lets Gen Z parents save automatically, invest in their child’s future, and turn financial education into action.
Whether it’s for college, a first home, or a business idea, UNest makes early planning easy—and meaningful.
Ready to take the next step? Download the UNest app and start today.
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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