Financial Freedom Doesn’t Require Perfection—Just Progress
Financial freedom doesn’t require hitting the lottery or becoming a financial wizard—it starts with small, steady habits that build over time. As MSN recently reported, modest savings—even a few dollars a week—can add up to major life changes down the road.
At UNest, we understand how real families live. Budgets are tight. Priorities shift. And most parents are looking for ways to make the most of what they already have. That’s exactly why we created UNest: to help families start saving for their kids' futures—without the stress or high barriers to entry.
Whether your goal is college, a down payment, or giving your child a safety net, the secret isn’t perfection. It’s consistency. Here’s how UNest helps make that happen:
Start with what you canOpen an account and begin investing with as little as $25. We designed UNest to work for every income level, not just the wealthy.
Automate your savingsLife is busy. UNest helps you automate contributions so saving becomes second nature.
Earn while you spendWith UNest Rewards, you earn money back by shopping with everyday brands—those earnings go straight into your child’s investment account.
Watch your progressVisual tools help you track growth over time, stay motivated, and celebrate milestones.
The MSN article reminds us that small efforts matter. You don’t need a windfall—you need momentum. UNest helps you build that momentum without requiring major lifestyle changes.
Because at the end of the day, building financial freedom isn’t about a number—it’s about opportunity. Every dollar saved is a door opened.
If you’ve been waiting for the “perfect time” to start saving, this is it.
CTA:📲 Start small. Dream big. Grow smart with UNest.
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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