Don’t Just Budget—Build a Better Future
Forbes reminds us that building generational wealth isn’t just about being rich—it’s about creating opportunities. And that starts with smart planning and small, consistent action.
UNest was designed with that in mind. Whether your family is climbing out of debt or starting to build savings for the first time, our platform empowers you to take the long view—without feeling overwhelmed.
Here’s how UNest helps everyday families turn small contributions into long-term security:
- Wealth-building starts with accessMany families don’t know where to begin when it comes to investing. UNest removes the friction with a simple app that lets you invest as little as $25/month into your child’s future.
- Every purchase can help you saveWith UNest Rewards, shopping with popular brands turns into contributions for your child. That means your everyday spending can support your long-term goals.
- The flexibility of a UTMA accountUNest accounts are built on UTMA structures, allowing funds to be used for more than just education—think housing, travel, or even launching a business. It’s a powerful tool to give your kids options and confidence.
Forbes encourages families to redefine wealth—not as luxury, but as legacy. That means giving your kids a financial foundation so they can dream bigger and choose their own path.
You don’t have to be wealthy to start this journey. You just have to start.
📲 Build a legacy of opportunity. Get started with UNest today!
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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