Budgeting for Big Goals Starts with Small Steps
Many families today are finding it difficult to budget for big life milestones—like purchasing a home, funding a child’s education, or simply achieving financial freedom. According to The News Tribune, this struggle is more common than ever. But just because it’s difficult doesn’t mean it’s impossible.
At UNest, we specialize in turning overwhelming goals into manageable plans. Our investment accounts are designed for families of all sizes and income levels. With just a few dollars a month, you can begin building a meaningful nest egg for your child’s future.Budgeting isn’t about perfection—it’s about consistency. With UNest, you can automate your savings, adjust as needed, and track your progress with a clear, user-friendly dashboard. The result? A plan that feels sustainable, rather than stressful.
Whether you’re preparing for college, a first home, or launching a child into adulthood debt-free, the best thing you can do is take the first step. UNest makes it simple.
👉 Unlock future opportunities with UNest!
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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