6 Ways to Reduce Costs in 2025—And One That Builds the Future
Families everywhere are feeling the pinch, and NetMums’ article on saving cash in 2025 provides valuable everyday tips. Whether it's meal planning, buying secondhand, or canceling unused subscriptions, every penny counts. But here’s a truth worth remembering: saving isn’t just about cutting costs—it’s about putting those savings to work.
That’s where UNest comes in. While you're tightening your grocery list or negotiating your streaming services, you can also be growing long-term wealth for your child. UNest helps you take those modest savings and invest them with purpose.
With a tax-advantaged UNest account, you can automate deposits and benefit from compound growth over time. You don’t need to be wealthy to start—you just need to start. Even $5 or $10 a week adds up. Think of it as converting today’s coupon savings into tomorrow’s college tuition, home down payment, or entrepreneurial fund.
And the app’s goal-tracking tools keep your motivation high while keeping things simple.
As we look for ways to stretch each dollar further, let’s not lose sight of the big picture. True financial security comes from building something sustainable. So go ahead—clip the coupons, switch to generic, share the streaming password—but also invest in something bigger.
👉 Start growing your family’s future today!
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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