101 Investing Tips for Families Starting Their Financial Journey

Starting your investing journey can feel overwhelming—but it doesn’t have to be.
Whether you’re planning for your child’s education, a first car, or long-term security,
it all starts with the right mindset and a little consistency.

UNest makes investing easy for families by offeringlow-cost,tax-advantaged accountsbuilt specifically for children. Our app allows you to contribute automatically each month and track progress from anywhere.

💡 Tip: Start with just $25/month. Over time, compound interest turns small contributions into major gains.

📲 Take the first step toward your family’s financial freedom.
Get started with UNest today!

Read more from UNest here.

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Investing 101

Don't just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.

Jill Schlesinger

Emmy winning Business Analyst

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Straightforward “starter” investing account for kids

JILL SCHLESINGER

Emmy winning Business Analyst

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.

Jim Cramer

CNBC Host

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Give children money that can accumulate over time

Jim Cramer

CNBC Host

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